London’s Hyperlayer bags €34.3M to help banks and businesses launch new financial services faster

London-based Hyperlayer raises funds to expand its programmable financial services platform for banks, wealth managers, and businesses.

London-based Hyperlayer has secured £30M (nearly €34.39M) in venture funding to expand its financial technology platform for banks, wealth, and asset managers.

The round was led by global equity specialist CDAM, with participation from new investors Mouro Capital, Iona Star, and Flintlock Capital, alongside existing investor Susquehanna Private Equity Investments, LLLP.

Programmable financial services

Founded in 2023, Hyperlayer is a programmable financial services platform that allows banks, wealth managers, merchants, and businesses to launch financial products without replacing existing systems. The company provides the technology behind Hyperjar, a UK-based money app.

Hyperlayer’s platform enables financial institutions to build and deploy account features, rewards programmes, and wealth management tools without replacing core systems. Its technology connects with existing banking infrastructure, giving institutions the ability to compete with digital-first firms through programmable accounts, rewards, and financial products.

In 2025, Hyperlayer was selected for Mastercard’s Start Path programme as part of its Emerging Fintech cohort. The company is headquartered in London, with operations in North America and Hong Kong, and is supported by global investors.

Scott Davies, Founder and CIO at CDAM, says, “The Hyperlayer team has proven product-market fit in a very short space of time, and there’s clear demand for their unique tech. The sophistication of their platform gives them a first-mover advantage over competitors and makes them a compelling addition to our portfolio. We’re looking forward to supporting the next stage of their growth.”

Hyperlayer’s technology integrates with existing banking systems, allowing financial institutions to compete with digital-first firms without replacing core infrastructure. It enables banks and asset managers to launch programmable accounts, rewards, and cash management tools to retain customers, while helping merchants and communities embed finance and programmable rewards to drive engagement and revenue.

For SMEs and consumers, the platform offers flexible, shareable accounts with automated savings and money management features, giving users control over their finances.

Capital utilisation

The funding will support the expansion of Hyperlayer’s product and engineering teams and drive international growth as demand increases for its plug-and-play financial technology.

Rob Rooney, co-founder and CEO at Hyperlayer, says, “We are partnering with investors who understand the fintech market. This funding reflects growing demand for technology that reduces launch time, costs, and risk for banks and businesses. We plan to expand with new solutions in retail and commercial banking, loyalty and rewards, wealth and asset management, and regulatory technology.”