San Marino-based fintech BKN301 bags €15M Series A, to develop tech infra for sustained growth

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San Marino-based BKN301, a fintech company developing payment services and Banking-as-a-Service functions, announced on Monday that it has raised €15M in a Series A round of funding.

The funding comes just a few months after the company closed its seed round. The company now sits at a valuation of €63M.

BKN301 says it will use the funds to further develop its open banking platform’s technological infrastructure in order to sustain its growth in fast-growing markets such as Africa, the Middle East, and Eastern Europe.

Investors supporting this round

The investment was led by Swiss fund ABALONE Group with the participation of online payment service provider PayU.

The round was also joined by Azimut Group Digitech Fund, a venture capital fund of Azimut Libera Impresa created as part of a partnership with GELLIFY; CRIF, a global company active in fast-expanding markets and specialising in credit information and business information systems, analytics, outsourcing, and processing services; and, GNB swiss investment AG, an investment company in Zurich.

Federico Ghizzoni, President of the investment bank Rothschild & Co. Italia S.p.A., Fabio Nalucci, CEO and founder of GELLIFY, and Gregorio Napoleone, co-founder and Managing Partner of PE Stirling Square Capital Partners in London, also participated in this round.

Fintech company bringing rewarding services

Founded in 2021 by Stiven Muccioli, Federico Zambelli Hosmer, and Luca Bertozzi, BKN301 wants to establish itself as a cross-border, open-market operator of choice in the open banking and digital payments space by offering its technical solutions to both developed and emerging economies.

BKN301 says, “By partnering with companies and collaborating across countries, we envision and provide the safest and most engaging experience ever, everywhere. Our new digital environment gives full access to trade and development opportunities—all delivered with the finest technology right at your fingertips, so you gain back irreplaceable values, like time.”

The company recently made a strategic alliance with Switchover AG, a Switzerland-based telecommunications provider, that intends to increase the geographic reach of the digital services offered by BKN301.

In this context, flexible and simple integration makes services like mobile wallets, loyalty programmes, peer-to-peer exchanges, remittances, and the issuing of payment cards available, enabling financial institutions to accelerate their digital transformation.

As per Fintech Magazine, BKN301’s founder Stiven Muccioli points out the company’s three key strategies:

  • Payments improvement: First and foremost, bridging the innovation gap in order to better serve cross-border consumers using the Banking-as-a-Service (BaaS).
  • Product customisation and new business model: Creating a high-quality customised product by integrating new technology and enabling new services.
  • Incremental revenue streams: Enhancing financial services and being able to create new income streams as a result of using open banking APIs and blockchain on a more global scale.

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Vishal Singh

Vishal Singh is a News Reporter and Social Media Marketing Lead at Silicon Canals. He covers developments in the European startup ecosystem and oversees the publication's social media presence. Before joining Silicon Canals, Vishal gained experience at the Indian digital media outlet Inc42, contributing to its growth with insightful content. Despite being a college dropout, his passion for writing has driven his career in journalism.

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