Bankuish, a fintech startup from Brazil, has won the 4YFN25 Awards. The company received the award and a €20K cash prize from the GSMA Foundry.
The GSMA Foundry connects industries to develop and scale innovative mobile solutions, helping bring new ideas to life and drive industry growth.
Bankuish was selected following an on-stage pitching competition judged by a panel of experts from the investor community, taking place in front of a live audience of industry professionals, entrepreneurs, government officials and the public.
The announcement was made during a ceremony on the Banco Sabadell Stage at MWC25 Barcelona.
Meet the winner!
Bankuish is a fintech startup that provides credit access to gig workers through an alternative financial evaluation method instead of traditional banking models.
Traditional financial services have not adapted to the changing gig economy. José Fernández, founder and CEO of Bankuish, seeks to address this issue by improving financial access for gig workers.
With experience as a Chartered Economist and credit risk expert at European banks, including Banesto and ING Direct, he recognises both the obstacles and possibilities in expanding financial services.
In an interview, Fernández informed 4yfn, “By 2028, we aim to be the preferred credit bureau for most major banks when assessing the creditworthiness of the future of work. We currently serve the largest banks of LATAM and are successfully being adopted in the US. We wish to serve most major banks and insurance providers in the world by 2028.”
Pere Duran, Director at 4YFN, says, “Congratulations to Bankuish for winning this year’s 4YFN Awards, and to all our finalists who showcased their groundbreaking solutions on stage in Barcelona.”
“This year, we’ve seen an extraordinary level of innovation, particularly in how startups are using the power of AI to drive real revenue, reshape industries, and reset the future of the economy. 4YFN continues to act as a testament to the transformative potential of entrepreneurship, and I’m excited to see how these visionary startups make a lasting impact on business, society, and our daily lives.”
The five finalists
Five finalists were selected from a shortlist of 20 startups based on innovation, traction, market potential, fit, and impact.
The finalists presented advancements in various fields, including construction, banking, and space exploration. Check them out below.
Bankuish
Bankuish provides credit access to gig workers through an alternative financial evaluation method instead of traditional banking models.
Horus ML
Artificial intelligence has the potential to improve clinical care, but its use in real-world healthcare remains limited. Madrid-based Horus ML is addressing this by developing AI tools for cardiovascular health, including automatic clinical image analysis and early diagnosis systems, with a focus on primary care.
The company is led by co-founder and CEO Jesús Prada Alonso, who has experience in both AI and healthcare innovation. By 2028, Horus ML aims to serve 100 clients, impact over 10 million patients, generate €3M in revenue, expand its team to 20 members, and improve asymptomatic atherosclerosis detection in Spain by 40 per cent.
Qflow
Construction uses 40 per cent of global raw materials and produces 40 per cent of global waste. London-based Qflow is addressing this issue with an AI-powered platform that tracks materials and waste in real time. By automating data capture and analysis, the platform helps construction teams lower carbon emissions, reduce waste, and ensure compliance.
Brittany Harris, co-founder and CEO, leads Qflow. By 2028, the company aims to lead the UK market and expand to the US, Australia, and Europe. Qflow plans to enhance AI-driven material tracking, improve integration with construction management software, and showcase reductions in carbon emissions and waste through large-scale case studies.
Ramon.Space
As space technology advances, the demand for improved computing systems grows. Ramon.Space is developing onboard computing solutions that enhance satellite operations. Led by CEO Avi Shabtai, the company is working on 5G NTN (Non-Terrestrial Network) platforms to improve satellite data processing and communication.
By 2028, Ramon.Space aims to deploy fully operational 5G NTN platforms in orbit, establish high-performance infrastructure for space-based data centers, and create an interconnected ecosystem to enhance data processing and communication while making connectivity more accessible and cost-effective.
Rockfish Data
US-based Rockfish Data, born from Carnegie Mellon University research, helps businesses overcome data challenges with a generative data platform. Its technology enables secure synthetic data generation for telecom and enterprises.
CEO Dr. Muckai Girish aims for global adoption by 2028, making synthetic data a standard in enterprise MLOps and data pipelines.
Brief about 4YFN
4YFN serves as a platform for investors to explore innovation, bringing together AI startups, venture capitalists, and industry leaders to shape the startup ecosystem. This year’s theme, AI XL, highlights AI’s impact on business and society.
The event supports startups using AI for growth, corporations integrating AI, and investors seeking early-stage opportunities.
4YFN will next take place at MWC25 Shanghai, featuring a dedicated conference track and exhibition. Registration is open.
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