German fintech startup Tomorrow secures €5M to boost sustainable banking in Europe

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Hamburg-based Tomorrow, a sustainable banking provider, has raised nearly €5M in funding. Existing investors Abacon Capital, ETF Partners and Kopa Ventures as well as first-time investor IFB Innovationsstarter participated in this round.

Existing investors are also involved in the funding round by converting convertible loans worth tens of millions of euros. These investors include Abacon Capital, Porsche Ventures, Rolf Schroemgens, Aenu, Haltra, and some of the founders of Signavio.

Tomorrow has achieved monthly profitability for the first time since June 2024, both at the EBITDA and net income level.

Michael Schweikart, co-founder and co-CEO of Tomorrow, says, “We are currently passing an important milestone with Tomorrow. Despite a challenging market environment, which has hit many startups hard, we were able to secure a substantial financing round and are profitable on a monthly basis for the first time.”

Capital utilisation

Tomorrow will use its new capital mainly for customer growth and expanding its products, including an interest rate product. 

Since October 17, the company has offered flexible account fees for its “Now” account model, allowing customers to pay what they want each month, starting at 0 euros. This pricing model aims to make sustainable banking more accessible and provide a fair, flexible option for customers.

Tomorrow: Everything you need to know

Founded in 2018 by Inas Nureldin, Michael Schweikart and Jakob Berndt, Tomorrow is a sustainable digital banking provider in Europe. The company aims to use money as a tool for positive change, benefiting people, the climate, and the future. 

With over 100,000 customers and more than 10,000 crowd investors, Tomorrow is Europe’s largest crowd-backed company. It offers sustainable current accounts and an investment fund aligned with the Paris Climate Agreement.

Tomorrow ensures all investments avoid harmful industries like coal and factory farming and support projects that align with the United Nations’ Sustainable Development Goals.

Although Tomorrow GmbH doesn’t hold a banking license, it processes transactions through Solaris SE, a fully regulated European bank licensed and supervised by the German Federal Financial Supervisory Authority (BaFin).

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Vishal Singh

Vishal Singh is a News Reporter and Social Media Marketing Lead at Silicon Canals. He covers developments in the European startup ecosystem and oversees the publication's social media presence. Before joining Silicon Canals, Vishal gained experience at the Indian digital media outlet Inc42, contributing to its growth with insightful content. Despite being a college dropout, his passion for writing has driven his career in journalism.

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