Ali Niknam (bunq) believes a US dollar stablecoin could be ‘transformational’

Ali Niknam yesterday hinted at a US Dollar stablecoin revolution for developing nations during Money 20/20 Europe panel in Amsterdam.

bunq’s founder and CEO Niknam believes US dollar stablecoins accessible through mobile phones will prove ‘transformational for large groups of people’ worldwide, particularly in countries suffering from currency instability and hyperinflation.

Niknam floated his ideas on how digital currencies could improve access to stable financial instruments for billions of people who are currently left out of traditional banking during a panel ‘The Neobanks Strike Back’.

It marked the closing day of the 2025 edition Money 20/20 Europe in Amsterdam.

The three-day fintech conference, held at RAI Amsterdam from June 3-5, brought together over 7,500 attendees including representatives from 200+ investors and 150+ banks, making it Europe’s most notable gathering for financial technology innovation and deal-making.

The stablecoin opportunity

Niknam’s comments were part of a wider discussion about the evolution of neobanking and digital finance. The Dutch serial entrepreneur, whose bank has done the rare thing of becoming profitable in the cut-throat neobanking space, explained on stage why he thinks stablecoins are the next step in the evolution of money systems.