Israeli startup Bambi Dynamics offering digital insurance draws €5M funding

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Based out of Tel-Aviv, Bambi Dynamics allows insurers and mobility service providers to offer their customers user-friendly digital insurance products covering existing and future mobility models. Recently, the company has secured $6 million (approx €5 million) in funding to expand its global offering. 

Led by MS&AD Ventures

The funding round was led by MS&AD Ventures, the venture capital arm of Japan’s largest insurance and financial services provider MS&AD Insurance Group, and included existing investor The Phoenix Insurance Company Ltd. (The Phoenix), one of the largest insurance companies in Israel. 

“The digital revolution is sweeping industries across the board, and the insurance industry is no exception,” said Moshe Pinto, CEO, and Co-Founder of Bambi Dynamic. “We are honored to have secured funding from MS&AD Ventures and The Phoenix and to have partnered with The Phoenix to help catalyze the growing shift from legacy auto insurance to the next generation of customer-centric products for insurance and mobility companies.” 

Bambi Insurance Platform 

‘Bambi Insurance Platform’ (BIP) enables insurers and mobility service providers to offer easy-to-use digital products covering existing and future mobility models, including personal and commercial vehicle insurance. 

With the flexibility to connect with multiple data providers and connectivity devices, the Israeli company provides personalised premiums based on individual user data, including driver safety scores, on-demand activation and deactivation, and time or distance driven – even with shared or multi-use vehicles. 

Partnership with The Phoenix

For its global launch, Bambi has partnered with The Phoenix to expand its existing product suite and bolster its competitive edge in the evolving mobility insurance landscape

As the first product under the partnership, ‘The Phoenix Drive’ — a pay-as-you-go, private vehicle insurance solution — was recently launched. It provides personalised features specific to BIP capabilities — premium payments per distance driven; the ability to replace, add, or delete drivers on-demand each with adjusted premiums; tracking of driving information for the primary driver, as well as occasional drivers; premium rates adjusted to personal motorist characteristics; and at-a-click policy management, renewal or termination. 

The usage-based insurance (UBI) product, powered by BIP, includes a web/mobile onboarding sales and underwriting portal for direct customers and insurance agents, back-office interfaces for the insurer, and a mobile app for consumers, among other components.  

“Bambi’s team of veteran entrepreneurs has really impressed us,” said Jon Soberg, Managing Partner of MS&AD Ventures. “We believe the Bambi Insurance Platform’s focus on the modern mobility environment is laying the groundwork to build a multitude of digitized, personalized, and scalable products for P&C insurance.”

Offers modular suits covering mobility insurance value chain

On top of that, BIP provides a modular suite that covers the entire mobility insurance value chain, from underwriting, policy management, and actuary handling to the first notice of loss in claims. It is built for customisation and integration into the IT systems of insurance companies, and for embedded insurance into the apps of original equipment manufacturers (OEM’s) and Mobility-as-a-Service (MaaS) providers such as ride-sharing, ride-hailing, car-sharing, e-scooters, and delivery. 

“Phoenix Insurance is the leading insurance company in Israel. We are constantly developing cutting-edge Insurtech technologies for the benefit of our clients and the business environment. Bambi’s technology enables us to offer our customers game-changing personal and commercial auto insurance products and provides us with a competitive advantage for meeting the complex technological and logistical needs insurers must adapt to address the ever-evolving mobility ecosystem,” said Ron Shvili, Executive VP, Chief Technology, Information systems and Innovation Officer at The Phoenix Insurance Company Ltd. “We are excited to offer ‘The Phoenix Drive’ as our first product in partnership with Bambi to help improve the experience of our customers with a personal auto insurance product that is user-friendly, personalized and cost-effective.”

Main image credits: Bambi Dynamics

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