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Payments, neobanks, embedded finance, and the regulatory boundary between fintech innovation and the financial system it sits on top of.
933 articles · Fintech
Visa and Mastercard get the blame for card fees, but the biggest slice — called interchange — flows straight to the issuing bank. Here's how the swipe actually splits, and who funds your airline miles.
Interchange fees — the invisible cut card issuers take from every U.S. card swipe — have quadrupled since 2009 to roughly $119 billion a year, quietly baked into the price of almost everything sold with plastic.
Stripe processed $1.4 trillion in payment volume in 2024 — roughly 2.6 times Ireland's GDP — and the founders built the first version in a Palo Alto apartment before either turned 25.
Danish fintech Flatpay hits unicorn status with €146.5M funding, reaching $1.7B valuation and expanding rapidly across European markets.
Saturn has secured new funding to advance its AI technology and expand its operations in financial advice compliance.
London-based Hyperlayer raises funds to expand its programmable financial services platform for banks, wealth managers, and businesses.
Berlin-based NAO, a co-investment platform, announced that it is expanding into the Netherlands.
TRIVER, a London-based fintech, has secured new funding to expand its cash flow finance services for UK small businesses.
Amsterdam-based Dyme, a company specialised in helping consumers save money through financial apps, has been acquired by RISK, a Dutch insurtech backed by Swedish financial group Söderberg & Partners.
Amsterdam’s fintech company Factris has partnered with Brand New Day Bank to provide invoice financing to SMEs across Europe.
New York’s Pivot Investment Partners backs London’s Traydstream in the latest funding round to hinting at a bigger transformation underway in the trade finance industry globally.
Berlin-based Trade Republic, an online broker and bank, has announced a new free current account for its Dutch customers that pays the full ECB interest rate of 2 per cent on unlimited cash balances.
